LinearLend General Terms & Conditions

1. Introduction

1.1 These Terms and Conditions (“Terms”) apply to your use of the website www.LinearLend.co.uk (“Website”) and the services available through it (“Services”), provided by Serpable Ltd. (“Serpable”, “Linear Lend”, “we”, “our” or “us”). Our company number is 10699069 and our registered office is at Towngate House, 2-8 Parkstone Road, Poole, Dorset, England, BH15 2PW. We are regulated by the Financial Conduct Authority (FCA), registration number 799104.

1.2 By accessing our Website or using our Services, you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, please do not use our Website or Services.

2. Services

2.1 We offer a credit reporting service via a monthly subscription and a Virtual Private Network (VPN) product.

2.2 We aim to provide accurate and up-to-date information, but we make no warranties or representations as to the accuracy, reliability, completeness, or timeliness of any information provided through our Services.

2.3 We do not guarantee that our Services will always be available or be uninterrupted, timely, secure, or free from errors, viruses, or bugs.

3. Subscription, Fees and Payments

3.1 We offer a 7-day trial period for our credit reporting service for a fee of £1. Following the trial period, the standard monthly fee applies unless you cancel your subscription.

3.2 All payments should be made in GBP and are due upfront for each period. The payments are non-refundable unless expressly stated in these Terms.

3.3 We reserve the right to change the subscription fee upon notice to you. Any changes will not affect your current subscription period and will become effective upon your next subscription renewal.

4. Termination and Cancellation

4.1 You may cancel your subscription at any time by contacting us at info@LinearLend.co.uk. We do not offer refunds for partial-month subscription periods.

4.2 We may suspend or terminate your access to the Services at any time if you breach these Terms.

5. Privacy and Data Protection

5.1 We respect your privacy and are committed to protecting your personal data. All personal information that we collect from you will be processed in accordance with our Privacy Policy.

6. Amendments

6.1 We reserve the right to amend these Terms at any time. We will notify you of any changes and they will take effect from the date of notification.

7. Liability

7.1 Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

7.2 We will not be liable for any indirect or consequential loss or damage, or any loss of profit, revenue, business, or data, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with the use of, or inability to use, our Services.

8. Contact Us

8.1 For any queries or complaints, please contact us at info@LinearLend.co.uk.

9. Governing Law and Jurisdiction

9.1 These Terms are governed by and construed in accordance with English law. You agree to submit to the exclusive jurisdiction of the English courts in relation to any dispute arising out of these Terms or their subject matter.